Credit Solutions

Better Credit Brighter Opportunities.

Personalized credit solutions to help you remove negative items, build a stronger financial future, and unlock new opportunities.

Cleaner Credit Profile
More Approvals
Better Opportunities
Get Started Today
Alyssa L. Payton, M.Ed., Credit Recovery Coach

Alyssa L. Payton, M.Ed.

Credit Recovery Coach

Your Credit Comeback Starts Here!

Personal Credit Solutions

Choose Your Credit Sweep Package

Professional support. Personalized guidance. A stronger tomorrow.

Lite Sweep Package

Get started

$297

  • Basic credit consultation
  • Removal of 1–3 negative accounts
  • Removal of 1–5 inquiries
  • 2 rounds of disputes across all bureaus
  • Monthly progress updates

Pay in full or check eligibility for Afterpay and Klarna at checkout.

Most Popular

Full Sweep Package

Take your credit further

$497

  • Full credit analysis
  • Removal of 4+ negative accounts
  • Removal of 6+ inquiries
  • 4 rounds of disputes across all bureaus
  • Monthly progress updates
  • Credit education and coaching
  • Tradeline guidance and discounts

Pay in full or check eligibility for Afterpay and Klarna at checkout.

Empowered Package

The complete solution

$997

  • Everything included in Full Sweep
  • Full credit analysis
  • Removal of 5+ negative accounts
  • Removal of 7+ inquiries
  • 6 rounds of disputes across all bureaus
  • Monthly progress updates
  • Credit education and coaching
  • Primary tradeline addition
  • Authorized-user tradeline addition

Pay in full or check eligibility for Afterpay and Klarna at checkout.

Business Credit Solutions

Build Your Business Credit

Establish a stronger business credit profile and create more opportunities for your business.

Business Credit Starter

Start your profile

Now $200$300

  • DUNS Business Credit Number or SAM.gov Registration
  • Business Credit E-Book
  • Tier 1 Business Tradeline
  • We do the work for you

Pay in full or check eligibility for Afterpay and Klarna at checkout.

Most Popular

Business Credit Growth

Grow your profile

Now $400$600

  • SAM.gov Registration
  • Business Credit E-Book
  • Tier 1 Business Tradeline
  • Tier 2 Business Tradeline
  • We do the work for you

Pay in full or check eligibility for Afterpay and Klarna at checkout.

Custom Business Credit Solution

Beyond our standard packages

Custom Strategy

  • Personalized business credit review
  • Business credit strategy
  • Advanced tradeline guidance
  • Funding-readiness guidance
  • Customized recommendations
Book a Consultation

Real Results

Real People. Real Progress.

Personal Credit Results

Equifax

Score

676

+27

Previous score: 649

Deleted
4
Repaired
0
New negative
0

Experian

Score

695

+73

Previous score: 622

Deleted
6
Repaired
0
New negative
0

TransUnion

Score

716

+53

Previous score: 663

Deleted
6
Repaired
0
New negative
0
“They helped me remove several negative accounts and my score increased over 100 points!”
— D. Johnson, Happy Client

Business Credit Results

Equifax

Score

594

+69

Previous score: 525

Disputes deleted
11
Disputes ongoing
61
Undisputed negative
10

Experian

Score

640

+105

Previous score: 535

Updated to positive
34

TransUnion

Score

606

+50

Previous score: 556

New items added
10
“Very professional, knowledgeable, and supportive. I finally feel like I’m on the right track.”
— K. Robinson, Business Client

More Client Progress

Consistent improvements. Real results.

Equifax

Score

525

+46

Previous score: 479

Deleted
13
Repaired
0
New negative
0

Experian

Score

526

+33

Previous score: 493

Deleted
24
Repaired
0
New negative
0

TransUnion

Score

540

+61

Previous score: 479

Deleted
16
Repaired
0
New negative
0

Equifax

Score

564

+20

Previous score: 544

Deleted
8
Repaired
0
New negative
0

Experian

Score

654

+41

Previous score: 613

Deleted
21
Repaired
0
New negative
0

TransUnion

Score

663

+35

Previous score: 628

Deleted
4
Repaired
0
New negative
0
“The process was simple and she kept me updated every step of the way. My credit has never looked better!”
— T. Williams

Personalized 1-on-1 Support

Disputes With All 3 Bureaus

Credit Education & Guidance

Ongoing Support

1. Consultation

Tell us about your goals and review your credit.

2. Create a Plan

We analyze your report and recommend the best package.

3. Take Action

We dispute, remove inaccuracies, and guide you through the process.

4. See Your Progress

Get monthly updates and move closer to your goals.

Why Choose Empowered?

  • Personalized support
  • Proven dispute strategies
  • Education and coaching
  • Affordable payment options
  • Committed to your success

More Than Credit. More Opportunities.

Client Success Stories

Alyssa helped me remove several negative accounts and my score increased over 100 points. The process was simple and she kept me updated the whole way.

★★★★★

D. Johnson

Small Business Owner

Very professional, knowledgeable, and supportive. I finally feel like I’m on the right track.

★★★★★

K. Robinson

Credit Repair Client